Financial Services

Short Term Insurance

Short Term Insurance

Personal & Commercial Insurance

When you own an independent business or are self-employed, it can be confusing to determine which type of insurance is right for you — commercial or personal?

Whether or not you need a commercial policy depends on how you use your vehicle, household content, office etc. Every company has different guidelines and may surcharge for business-use coverage on a personal auto policy.

If you’re not sure whether business use is covered on your personal policy, it’s important to call your insurer.

Short Term Insurance

Vehicle Cover

Third party, fire and theft insurance differs from Comprehensive cover only in that it does not provide cover for accidental damage to your vehicle.

If your car is lost or damaged due to theft, hijacking or fire, you will be covered – as will the cost of any damage you cause to the vehicle of a third party.


Short Term Insurance

Household Content

You can’t place a value on sentimental goods but it’s easy to underestimate the value of your house contents. We know that in the unfortunate event that something goes wrong, it could cost you dearly. Our house contents policy provides peace of mind by covering  your possessions in the event of an accident, burglary or loss.

Short Term Insurance

Buildings Insurance

Buildings insurance covers the structure, fixtures and fittings of your home, e.g. roof, walls, ceilings, floors, doors and windows, fitted kitchens, built-in cupboards and bathroom suites. Most buildings insurance policies will also cover certain outdoor structures such as sheds, garages, gazebos and greenhouses.

Short Term Insurance

Personal Assets

That makes all the difference in how well you sleep at night, and how much financial freedom you continue to enjoy throughout your life. Because unless you have the right protections in place, an unforeseen event such as a lawsuit can wipe out the wealth you’ve built. Public Liability cover is such a benefit that can be considered.

Contact Details

JW ELS Corporate & Individual Brokers CC

+27 11 425 3344

The Hub @ M44, 37 Miles Sharp Str, Rynfield, Benoni, 1501

Mon-Thu: 8am-16:30pm

Fri: 8am-15:00pm

Need advice? Contact us

10 + 15 =